About FinanceForum
FinanceForum is an independent personal-finance magazine dedicated to helping people understand how money works. We publish guides to budgeting and saving, banking, credit and debt, investing, insurance and retirement.
Our mission
Money advice online is often thin, repetitive, or written to sell a product. We aim for the opposite: clear, educational writing that explains the mechanics — what interest really costs, how fees compound, what a policy actually covers — so you can make your own decisions with confidence.
How we work
Every article is written by a named member of our editorial team with genuine experience in the topic. Our content is educational and is not personal financial, investment, tax or legal advice. Rates, limits and rules vary by country and change often, so we point you to official sources for current figures; for decisions about your own situation, consider speaking with a qualified, regulated adviser.
Advertising
FinanceForum is supported by advertising, and some links on this site may be commercial in nature. Ads are clearly labeled and never influence our editorial recommendations — we do not accept payment for a favourable verdict. If you have feedback about an ad or our content, please reach out through our contact page.
Meet our writers
Our guides are written by people who cover this beat for a living. Here's the team behind FinanceForum.
Hannah Marsh
Household-budgeting writer who has run money workshops for community groups for a decade.
Hannah learned budgeting the hard way, juggling rent, childcare and an irregular freelance income, and has been teaching it ever since. She cares about methods that survive a bad month, not just a spreadsheet. She writes our budgeting and saving coverage.
Viktor Lindqvist
Former retail banker with years on both the branch and product side of savings and current accounts.
Viktor spent years designing and selling bank accounts before he started explaining them. He knows how rates are quoted, where fees hide and what deposit protection does and does not cover. He writes our banking coverage.
Rafael Moreno
Former consumer-credit analyst who worked on lending and collections models.
Rafael used to build the models lenders use to decide who gets credit and at what price. Now he explains them from the borrower's side — how scores move, what interest really costs, and how to get out of debt with a plan rather than a promise.
Sophie Laurent
Former fund analyst who spent years reviewing fund costs, structures and performance reporting.
Sophie analysed investment funds for a living and came away convinced that costs, diversification and time matter more than predictions. She writes our investing coverage — always educational, never a tip.
Aisha Rahman
Former insurance underwriter who priced home, auto and travel policies.
Aisha spent years on the underwriting desk deciding what risks cost and which ones were excluded. She explains policies the way insurers read them, so readers know what they are actually buying before they need to claim.
Peter Hollis
Pensions writer who has covered workplace, personal and state pension systems for over fifteen years.
Peter has followed pension rules through more reforms than he cares to count. He writes our retirement coverage, focusing on how the systems work and the questions worth asking — and he always points readers to official forecasts rather than guesses.